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A Guide To Downtown San Diego Living
If you are thinking about living in downtown San Diego, this FREE Comprehensive Guide is yours for the asking!
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The Best Mortgage Calculators On the Web! Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... What's Your Maximum Mortgage?
What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.
Definitions
- Monthly income
- Total monthly income from all sources. All income should be entered before taxes.
- Monthly housing expenses
- Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.
- Monthly liabilities
- Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.
- Monthly housing payment (PITI)
- This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:
- Monthly Income X 28% = monthly PITI
- Monthly Income X 36% - Other loan payments = monthly PITI
- Maximum principal and interest (PI)
- This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.
- Start interest rates at
- The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.
- Term in years
- The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Moves are right up at the top of the list of stress-producing situations. It is not uncommon to feel a little overwhelmed by the process of relocating. You must sell your old home, pack up, leaving behind many friends and memories, and then get settled in the new area.
Professional real estate agents understand both the difficulties and the rewards of making a major move. By listening carefully to what you want and need, your agent will get a feeling for the style of home, neighborhood location and amenities you are seeking. He or she can also point you in the right direction for information about schools, shopping, public transportation, and groups of people who share your interests. If you are considering a move, call a professional real estate agent for information about the area you would like to live in. Discuss the type of house you are looking for and your price range so that the agent can acquaint you with the available homes that will meet your criteria when you are ready to begin looking.
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| Q |
From 1974 to 1996, what was the world's tallest habitable building?
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| A |
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high. |
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Sharyn Crown and Victoria Crown
Napolitano GMAC Real Estate
939 Orange Ave.
Coronado, CA 92118
Sharyn: 619-440-7832
Victoria: 619-977-3174
Email: sharyncrown@gmail.com
victoriacrown@gmail.com
Sharyn Crown brings an impressive depth of knowledge and skill to her real estate practice that has earned her a reputation as a consummate broker, professional and a trusted advisor. In addition to representing both Buyers and Sellers of single family homes, Sharyn has an extensive background in real estate development, with an expertise in structuring limited partnerships. She has handled all aspects of real estate investments including purchasing, management and sales for over 30 years. Sharyn knows the advantageous tax benefits of 1031 Exchanges.
Victoria Crown is a graduate of the University of San Diego. She has the distinction of completing 3 majors in 4 years, including Business (with a real estate emphasis), Political Science and Spanish. She currently has and MSRE (Master of Real Estate Science), and is in the final stages of her MBA> She is fluent in Spanish.
Victoria is a master of organization and a skilled negotiator in her own right. Her love of Downtown San Diego plus her unequalled market knowledge has brought her acclaim as an expert in the area. Victoria is also an avid Padres fan! 
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